Pengaruh Instrumen E-channel Terhadap Aktifitas Rumah Tangga

Abstract

This study aims to determine how the e-channel instrument influences the activities of households in Bank Syariah Mandiri customers. The approach taken is a direct approach because the data used in this study is primary data obtained directly from the answers of 60 respondents who are customers of Bank Syariah Mandiri who download and use the mobile banking service application as a transaction medium in their daily lives, especially in household activities. . The technical data analysis in this study uses simple linear regression analysis of the classical assumption test, t test, and determinant coefficient. The management of data in this study uses the SPSS software program (package statistic for the social sciens) version 20.0 for Windows. The results of this study prove that partially the mobile banking variable has an influence on household activities. This is evidenced by the value of t count> t-table value (4.791> 2.002), it can be explained that there is a significant and positive influence between Mobile Banking (X) and Household Activities (Y)